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Forum Information
Welcome to the AAD Consumer Forum
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
Topics: 2,180 Posts: 11,533
2,180 11,533
Forum Announcements & Site Feedback

The place to find and report any forum issues, read our announcements and give us feedback.

Topics: 52 Posts: 1,444
52 1,444
Sub-Forums:
 
Debt, Bailiffs & Starting Again
Unenforceable Credit Agreements

This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.

 

Topics: 1,379 Posts: 78,427
1,379 78,427
Lola girl
Lola girl UE diary...newbie!
Sub-Forums:
Cabot (2/112)
Topics: 91 Posts: 755
91 755
Sub-Forums:
Topics: 140 Posts: 5,094
140 5,094
Timewilltell
Tenancy end date disagreement
Topics: 29 Posts: 1,210
Last Post: Cowbopper Debt 1
29 1,210
Diana Mayhew
Cowbopper Debt 1
Sub-Forums:
Topics: 924 Posts: 15,599
924 15,599
Sub-Forums:
Council Tax (11/145)
Bankruptcy (81/1,165)
IVA's (8/114)
Defaults (242/3,427)
DRO's (8/101)
DMP's (70/1,416)
CMC's (3/12)
DCA's (261/5,302)
Sub-Prime Credit (16/379)
Reclaiming
This section is closed for new posts but you can still read old threads. The reason for this is the deadline for reclaiming has now passed.
Topics: 382 Posts: 7,176
382 7,176
nightwatch
Successful PPI claim
Sub-Forums:
Reclaim Loan PPI (103/2,013)
General Debt Matters
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
Topics: 656 Posts: 11,956
Last Post: Trouble Ahead
656 11,956
Arthur
Trouble Ahead
by Arthur
Legal Debt Matters
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 104 Posts: 1,610
104 1,610
 
Money, Benefits & Tax
Topics: 182 Posts: 2,961
182 2,961
cymruambyth
Cifas marker had sar to confirm
Sub-Forums:
Basic Accounts (21/222)
Top Accounts (2/31)
Topics: 108 Posts: 1,799
108 1,799
Sub-Forums:
Stoozing (0/0)
Topics: 165 Posts: 3,822
165 3,822
Sub-Forums:
Unsecured Loans (17/260)
Secured Loans (7/132)
Payday Loans (111/2,951)
Topics: 5 Posts: 34
5 34
The Tech Clerk
Best savings account?
Sub-Forums:
Savvy Saving (1/7)
Topics: 66 Posts: 753
66 753
Sub-Forums:
Endowments (0/0)
Topics: 86 Posts: 1,259
86 1,259
Sub-Forums:
Pensions (15/135)
Annuities (3/79)
Insurance (57/811)
Topics: 272 Posts: 4,043
Last Post: Employer Relocating
272 4,043
marypoppins
Employer Relocating
Sub-Forums:
DWP & Benefits (91/1,100)
Employment (86/1,598)
Tax / Vat / HMRC (57/812)
Students (4/37)
 
Your Lifestyle & You
Topics: 320 Posts: 6,118
320 6,118
Sub-Forums:
Christmas (35/1,552)
Utilities (80/936)
Cookery Corner (12/411)
Hobbies (4/50)
Things to Do (1/18)
Gardening (4/152)
Our Pets (10/219)
Bikes & Motoring (81/1,747)
Topics: 97 Posts: 2,260
97 2,260
Sub-Forums:
Family Rants (9/265)
Men (1/29)
The Kids (18/482)
Women (3/47)
Topics: 289 Posts: 4,467
289 4,467
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Photography (5/90)
Topics: 94 Posts: 439
94 439
Fractoggen
Jd Williams Discount Code
Sub-Forums:
Freebies (39/180)
Special Offers (25/128)
Topics: 78 Posts: 3,709
78 3,709
traceyjedison
Most appealing to a woman
Sub-Forums:
Hair & Makeup (9/113)
Health Issues (45/1,277)
 
Consumers, Your Rights & Regulatory Bodies
Topics: 252 Posts: 4,419
252 4,419
Sub-Forums:
Consumer Complaints (117/1,918)
Council Tax (10/115)
Criminal Law (2/27)
Complaints & Rants (68/1,426)
Topics: 147 Posts: 1,500
147 1,500
kilowatt1
nhunter - INCONSISTENT
Sub-Forums:
Call Credit (5/33)
Equifax (16/156)
Experian (19/256)
Fraud Prevention (25/173)
Topics: 42 Posts: 233
Last Post: Non compliance
42 233
nightwatch
Non compliance
Sub-Forums:
FCA (5/14)
OFT (11/29)
FSA (4/4)
FOS (11/122)
ICO (9/49)
Topics: 51 Posts: 122
Last Post: DEED POLL changes.
51 122
nick0
DEED POLL changes.
by nick0
Topics: 66 Posts: 1,478
66 1,478
Sub-Forums:
 
General Chat Forums
Topics: 283 Posts: 51,239
283 51,239
nightwatch
Benefits of Lockdown
Sub-Forums:
General Chat Forum (283/51,239)
Topics: 838 Posts: 5,510
838 5,510
The Tech Clerk
HAPPY BIRTHDAY, THE TECH CLERK
 
AAD Secure & Legal Portal
AAD Legal Services

Get help with a legal issue or with a recent claim received.

Topics: 92 Posts: 1,285
Last Post: Mortimer Clarke
92 1,285
Diana Mayhew
Mortimer Clarke
Sub-Forums:
Document Database

Here you can upload your CCA or Default Notice documents for review & discussion.

Topics: 69 Posts: 717
69 717
Sub-Forums:
 
Archive
The Forum Archive is where all the older and out-of-date posts are. The content in this section is generally out of date so check the main forum prior to utilising the information within as it's not going to be current and you could end up in more trouble than before you started!
Topics: 35 Posts: 994
35 994
 

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There are currently 19 users online. 1 members and 18 guests.

Most users ever online was 2,016 at 12:41 on 8th June 2015.

AAD Consumer Forum Statistics

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Topics: 17,467   Posts: 491,354   Members: 4,568   Active Members: 85
Welcome to our newest member, JQAFidelia.

GDPR 2018

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Latest Topics

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  • muzz
    Shawbrook Loan unexpectedly sold to Asset Link Capital
    by muzz
    Hello!

    After holding a loan with Shawbrook Bank for just over 2 years, I received a latter stating that they'd sold the debt to "Asset Link Capital (no 7) Limited", a company which I've found to be incorporated in only July 2019.

    The letter was dated the 19th May...
    24th May 2020, 10:51
  • cowbopper
    Lowell and my credit file
    by cowbopper
    This relates to debt 2 in my UE diary

    Up until recently this debt was showing as a credit card from Lowell with missed payments being reported on credit file for Jul - Nov 2018. my belief is that this debt (creation) would've defaulted back in 2014 with everything else, though I don't have...
    24th May 2020, 05:52
  • Warwick65
    Non compliance
    by Warwick65
    We sent a subject access request recently to our freeholder. The 1 month is up in a week. I fully expect no response so what is my next move and how long should I leave it.

    I did specify by post but said I would accept email as a temporary measure until they could get it in the post. It...
    23rd May 2020, 17:01

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